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Construction payment deadline calculator

Work out the payment due date, the payer's payment notice deadline, the pay less notice deadline and the final date for payment. Use the Scheme for Construction Contracts (England and Wales, as amended in 2011) or type in your own contract's periods. Christmas Day, Good Friday and bank holidays are left out of the count, as section 116 of the Construction Act requires.

Payment terms

The Scheme for Construction Contracts fills the gaps when a construction contract has no compliant payment terms (or none at all, such as many verbal agreements).

Your timeline

  1. 1

    Payment due date

    Fri, 23 Oct 2026

    Scheme Part II para 4: the later of 7 days after the end of the relevant period (2026-10-23) and the date you made your claim (2026-10-16).

  2. 2

    Payer's payment notice deadline

    Wed, 28 Oct 2026

    5 days after the due date (Construction Act s110A; Scheme para 9).

  3. 3

    Pay less notice deadline

    Mon, 2 Nov 2026

    7 days before the final date for payment (Construction Act s111; Scheme para 10).

  4. 4

    Final date for payment

    Mon, 9 Nov 2026

    17 days after the due date (Scheme para 8).

Track this and get remindersHow it's worked out →

Estimate only, not legal advice. Your contract's terms and how notices were served can change the answer.

Worked example

A Scheme interim payment for a period ending Saturday 31 October 2026, with the claim sent the same day. The due date is 7 days later, Saturday 7 November. The payer's payment notice is due by Thursday 12 November. The final date for payment is 17 days after the due date, Tuesday 24 November, so a pay less notice must be given by Tuesday 17 November.

Over Christmas the dates move. For a period ending Sunday 20 December 2026, 25 December, 28 December (the substitute Boxing Day) and 1 January are not counted, so the due date is 29 December, the payment notice deadline 4 January 2027, the pay less deadline 9 January and the final date 16 January.

See how the Scheme timeline works and pay less notice deadlines.